Monthly Payment Plan
2026-2027 University of Notre Dame Monthly Payment Plan
The Office of Student Accounts has partnered with Nelnet, the company that provides and supports IRISHPAY, to offer a monthly payment plan for the 2026/2027 academic year. This is an interest-free plan that allows families to spread out their educational expenses over monthly installments.
Eligibility
- All students who owe more than $500.00 or more per semester qualify.
- Authorized Payers can enroll in a payment plan on behalf of their student.
- Students and Authorized Payers must be willing to allow automatic withdrawals from a personal U.S. checking or savings account.
Payment Plan Ownership
- Students or their Authorized Payer can enroll in a Payment Plan in IRISHPAY. If the student enrolls, they are the plan owner; if an Authorized Payer enrolls, that individual becomes the plan owner. This is important because only the plan owner can change the payment method. Both the student and all of the student's Authorized Payers will receive payment plan notifications by email.
- If you need to change your payment method, please click here for more information.
Fees
- Annual Payment Plan: $50.00 nonrefundable enrollment fee
- Semester Only Plan: $30.00 nonrefundable enrollment fee
- Return Payment Fee: $20.00
- If the enrollment fee is returned, your payment plan will be terminated, and you will have to wait twenty-four hours before you are eligible to enroll again.
- If your monthly payment is returned, IRISHPAY will reattempt it on or around the 15th.
How to Enroll
Enrollment in the 2026/2027 plan for continuing families will be available in IRISHPAY beginning mid-April 2026.
- NOTE: Families of continuing students who wish to sign up for the Monthly Payment Plan and have not yet received a Financial Aid Offer for the 2026/2027 academic year may enroll and enter the 2025/2026 financial aid as estimated credits. Once the 2026/2027 financial aid has been confirmed, the holder of the monthly payment plan can adjust their Monthly Payment Plan amount.
Enrollment in the 2026/2027 plan for incoming families will be available once IRISHPAY access is granted shortly after the May 1 confirmation date with the Office of Undergraduate Admissions.
Authorized Payers (Parents/Guardians)
- Log in to IRISHPAY for authorized payers
- Click on "View & Pay Accounts."
- If eligible for a payment plan, you will be presented with a link to enroll.
Graduate/Professional Students
- Log in to InsideND
- Search for IRISHPAY for Students
- Click on the IRISHPAY for Students application
- Click on "View & Pay Accounts."
- If eligible for a payment plan, you will be presented with a link to enroll
2026-2027 Monthly Payment Plan Details
Annual Plan - Payment plan available mid-April, 2026
| Deadline to Enroll | Down Payment (% of First Half of Plan) | Number of Payments | Payment Months |
|---|---|---|---|
| May 25 | None | 10 | June 1 – March 1 |
| June 25 | 10% | 9 | July 1 – March 1 |
| July 25 | 20% | 8 | August 1 – March 1 |
| August 25 | 30% | 7 | September 1 – March 1 |
Fall Only Plan - Payment plan available mid-April, 2026
| Deadline to Enroll | Down Payment (% of Total Plan) | Number of Payments | Payment Months |
|---|---|---|---|
| May 25 | None | 5 | June 1 – October 1 |
| June 25 | 10% | 4 | July 1 – October 1 |
| July 25 | 20% | 3 | August 1 – October 1 |
| August 25 | 30% | 2 | September 1 – October 1 |
Spring Only Plan - Payment plan available on October 1, 2026
| Deadline to Enroll | Down Payment (% of Total Plan) | Number of Payments | Payment Months |
|---|---|---|---|
| October 25 | None | 5 | November 1 – March 1 |
| November 25 | 10% | 4 | December 1 – March 1 |
| December 25 | 20% | 3 | January 1 – March 1 |
| January 25 | 30% | 2 | February 1 – March 1 |
Adjustments to the Plan
The enrollment process will include budget worksheets to help determine the plan amount. If you are not certain of personal financing options and/or the amount of financial aid, you can still enroll using your best estimates. Payment plan balances will be adjusted to match actual student account balances once charges and financial aid credits have been applied. If the adjustment reduces the plan's amount, the plan owner will be notified via email, and the plan will be automatically adjusted accordingly. If the adjustment increases the plan amount, the plan owner will be notified via email and must agree to the increase. Reminder emails will be sent notifying you that your autopayment will be processed on the specified due date. Please ensure you have sufficient funds available for your upcoming payment.
Here's how it works:
Payments are processed on the first of each month. If the first falls on the weekend, the monthly payment plan will be processed on the next business day.
Estimated Phase
Before actual charges are posted to your student account, you will build an estimate of your Monthly Payment Plan in IRISHPAY using the budget worksheet. You will be asked to provide information regarding the credits you anticipate will apply to your student account. This will assist you in estimating your "out-of-pocket costs" you will need to pay over the course of your Monthly Payment Plan. During the Estimated Phase, the monthly installment amounts are based on your estimated balance, divided by the number of installments remaining in the Monthly Payment Plan.
Actual Phase
Once there are actual charges and credits have been posted to your student account, you will receive a message from IRISHPAY if your Monthly Payment Plan is out of balance. This is called rebalancing, and it occurs approximately ten days before your installment is processed each month.
For more information on the Monthly Payment Plan administered by Nelnet, please visit our FAQs or call 888.470.6014 (Monday through Friday, 7:00 a.m. - 9:00 p.m. CST, and Saturday, 8:00 a.m. - 2:00 p.m. CST).